Wealth Recon starts with identity, moves through verification, and ends with an advisor-ready dossier that keeps the source trail visible. Three steps, no theatrics.
THE CHAIN
Three steps. No theatrics.
Each step is bounded, each one consumes a credit only when it can deliver. The dossier reads like a private-bank briefing memo when it is done.
Submit the person you want to research.
You enter the prospect's first name, last name, state of residence, and at least one useful anchor such as current employer or LinkedIn URL. Optional fields narrow the match: alma mater, previous employer, likely nicknames, the referral context. The form is direct about the tradeoff. More context, better resolution. Leave a field blank rather than guess.
Required
Full name, location, and one disambiguation anchor (LinkedIn URL or current employer plus metro)
Strongly encouraged
The other disambiguation anchor, other social URLs, email, phone, spouse name
Outcome
A disambiguation pre-pass runs before any credit consumes. Four branches: single match, single match with cache hit, multiple candidates, zero matches.
Let the pipeline build and check the dossier.
The pipeline runs in coordinated steps rather than a single chat response. It resolves the subject, gathers public-source material, drafts the dossier, verifies citations, checks for unsupported claims, renders the reader and export formats, and computes the confidence score. The dossier ships when claim support and scoring are ready. If confidence lands below eighty, the dossier still ships, the credit refunds automatically, and a Low Signal banner names the gap.
Under fifteen minutes for a fresh dossier. Under five for an incremental refresh. No queue position. No estimated wait.
Confidence threshold
80 is the binary cutoff. At 80 or above, credit consumes and the dossier ships normally. Below 80, the credit refunds automatically within the hour.
Use the dossier before the meeting.
The dossier opens in the in-app reader. Two views support different moments. Research view is the full canonical surface: facts, citations, editor controls, source manifest, audit log, claim-level review. Advisor view is the quick prep surface: household sketch, at-a-glance line, and ask-about talking points for the conversation ahead. Edit any fact inline. Your name and timestamp attach to the change. Download the styled PDF or the compliance-ready CSV with one click.
Reader
Two views. Research is the canonical surface. Advisor is the prep surface.
Edit
Every factual claim is editable inline. Edits attribute by name and inform future same-firm dossiers on the same subject.
Export
Portable Document Format and Comma-Separated Values. The CSV maps every claim to its URL, the verification timestamp, the section, the editor.
WHAT HAPPENS BETWEEN DOSSIERS
Cache and freshness, in plain language.
Every dossier consumes one credit. The cache controls only what work runs behind the scenes, never whether you pay. You see only your own request date on every dossier you open.
Under 24 hours
Cached return.
The cached dossier returns silently. No research agents run.
The complete pipeline runs from scratch. No advisor is ever notified that another advisor (including same-firm) has previously pulled the same prospect.
CROSS-ADVISOR INVISIBILITY
Reuse is disclosed in the Terms of Service. The cache reuse rule is structural, not a workflow trick.
THE HONEST COMPARISON
Why this is better than doing it yourself in Claude, ChatGPT, or Perplexity.
A capable advisor can produce a first draft on a general AI chat tool. Wealth Recon is for the parts the prompt cannot reliably do for you. If you pull one prospect in your life, use a general chat tool. If you pull a prospect every week, use Wealth Recon.
What advisors need
Generic chat tool
Wealth Recon
Resolves the person before research starts
Blends people with the same name. Common surnames are the worst case.
Disambiguation pre-pass with up to six candidate cards. No credit consumes on multiple or zero matches.
Every claim ties to a verifiable URL
Often fabricates citations or summarizes without traceable links.
Strict source enforcement. The Source Manifest at the back lists every URL with a last-fetched timestamp.
Separates drafting from review
One model, one response, one pass.
Research, drafting, citation review, adversarial review, and export checks happen as separate steps.
Saves the work in a tenant-safe library
No persistence beyond chat history.
Every dossier lives in your firm-tenant library. Refresh on demand. Cache controls only what runs, never whether you pay.
Compliance-ready CSV export
Plain text. No claim-to-source mapping.
One-click CSV mapping every claim to its URL, the verification timestamp, the section, and the editor.
Preserves advisor corrections
Corrections die with the chat session.
Inline edits attribute by name and inform future same-firm dossiers on the same subject.
Confidence is a binary threshold, not a vibe
No structured confidence read.
Scored 0 to 100 on coverage, citation density, identification certainty, band tightness. Below 80 refunds the credit automatically.
Refuses to invent
A confident hallucination reads exactly like a sourced fact.
Verified gaps are recorded as gaps. Bankruptcy within 7 years suppresses the band entirely.
THE EIGHTY-PERCENT SOLUTION
Take this prompt with you.
Paste this into your favorite general AI tool. It will get you a respectable first draft. It will not run a disambiguation pre-pass. It will not maintain a library of your past dossiers. It will not refund a credit when confidence lands below eighty, because it does not score confidence. That is the part we built.
PROMPTWealth Recon starter prompt for Claude, ChatGPT, or Perplexity
You are a research assistant for a licensed financial advisor in the United States. Produce a sourced prospect dossier for the named subject. Do not invent facts. Do not invent citations.
SUBJECT
- Full name: [first, middle, last]
- Location: [zip code, or city plus state]
- Anchor: [LinkedIn URL OR current employer plus metro area]
- Optional context: [previous employers, alma mater, spouse name, board service, foundation involvement, any referral context]
CONSTRAINTS
1. Resolve the subject FIRST. If multiple plausible people match, return up to six candidate profiles with the available identifiers (employer, city, approximate age, LinkedIn handle). Do not pick one without my confirmation.
2. Every factual claim MUST end with a verifiable public URL in square brackets, like [https://www.sec.gov/...]. If you cannot find a URL, you must write "[verified gap]" instead of guessing.
3. Do not synthesize or estimate values that I would treat as a balance-sheet number. Net worth is a band, never a point.
4. If the public record is thin, write a Low Signal note and ship what you can verify. Do not pad sections.
5. United States subjects only. Decline international subjects and say so.
DOSSIER STRUCTURE (15 sections, in order)
1. At a Glance. Headline summary, household, primary residence, estimated net worth as a low-to-high band with a confidence percentage, top three talking points.
2. Why Now (Recent Triggers). The wealth event in the past 24 months. M and A, IPO, insider sale, secondary, probate, real-estate move, divorce, board exit, retirement, foundation creation, major political appointment.
3. Connection Pathways. Alumni, board, charity, club, mutual LinkedIn ties.
4. Contact Intelligence. Emails, phones, mailing addresses from public records. Flag each item with source and confidence.
5. Household. Spouse, adult children, minor children (no PII on minors), ex-spouses with public settlements, extended family with public connections.
6. Professional History. Current and past employers, roles, board seats, founding ventures. For public-company executives include SEC Forms 3, 4, 5, and DEF 14A.
7. Trusted Circle and Gatekeepers. Lawyers, accountants, family-office head, chief of staff, executive assistant.
8. Wealth and Asset Signals. Real estate (county records), business ownership (state filings), aircraft (FAA), vessels (USCG), liens, IP, 13F filings, building permits.
9. Risk Exposures. Concentrated positions, industry disruption, key-person dependencies, pending litigation, climate or geographic risk.
10. Planning Signals. Life insurance gaps, long-term care signals, estate signals from public trust filings, business succession, tax-relevant signals.
11. Philanthropy and Civic Engagement. Form 990 and 990-PF, donor rolls, charity gala honorees, university and hospital donor rolls.
12. Political Activity. FEC contributions plus state and local campaign finance.
13. Public Recognition and Lifestyle Signals. Awards, honors, recognition, racehorse and yacht ownership, art auction wins, niche passions.
14. Social Media Presence. Public posts only, posting frequency, brand affiliations, public causes.
15. Source Manifest. Numbered list of every source URL used in the dossier, with which sections cited it and the last-fetched date.
OUTPUT FORMAT
- Plain Markdown. Headings, prose paragraphs (no contractions, no em dashes), then a short list of specific factual claims, each ending with a URL in brackets.
- After the last section, write a single line: "Confidence: NN out of 100, gaps noted in the Source Manifest."
BEGIN.
This is the eighty-percent solution. It runs on a single model, against a single context window, with no separate citation review and no library to persist your edits. Wealth Recon does the parts the prompt cannot reliably do.
THE REFUSALS
What we do not do.
Some things are not improvable by adding sources. They are improvable by deciding not to do them.
We do not buy data from breach markets.
If a record came from a leak, it is not in our pipeline.
We do not access medical records.
Including FinCEN beneficial-ownership reports and social media of minor children.
We do not sell your dossiers.
Your edits, your advisor profile, your client work. All of it stays inside your firm-tenant.
We do not promise a dossier on every name.
Thin footprints, sealed estates, non-United States subjects. When we cannot produce a useful dossier, we ship a Low Signal and refund the credit.
Walk in knowing.
Two free dossiers land in the account after sign-in. Verification takes about ten minutes.